06 May 2011
Posted in Companies

Liberty Mutual Group or Liberty Mutual was founded in 1912. This multifarious global insurer offers its clients a great variety of insurance services and products. Based on the 2010 net written premium, Liberty Mutual is the third largest casualty and property insurer in the United States. The company is situated in Boston, Massachusetts and employs more than 45,000 workers in over 9 hundred locations around the world.

Liberty Mutual has been helping people “live safer and more secure lives” for more than 90 years. Its employees work according to three main principles:

•    Integrity – millions of people trust Liberty Mutual as they always keep their promises.
•     Dignity and respect – all customers are treated with dignity and respect. Strong and long-lasting relationships can be built only as based on proper treatment.
•    Superior products and services – the company offers its customers the best possible services and products at reasonable and fair prices.
One can acquire car insurance policy from Liberty Mutual over the phone, via the Internet or from a local agent. Buying car insurance online is quick and easy, as everything you need to purchase car insurance is available online.

Some types of car insurance policies are required in all states. Each driver is free to choose other kinds and levels of coverage according to his/her needs. Liberty Mutual offers Car insurance policies that may include the following coverages:

•    Liability Coverage that pays for damages if you hurt someone or damages someone’s property.
•    Medical Payments / Personal Injury Protection – covers medical expenses for anyone injured while in your car.
•    Uninsured / Underinsured Motorists coverage protects you if you are in an accident caused by a driver without no insurance.
•    Collision covers you if your car is hit by another car, if your car rolls over or hits another car or object.
•    Comprehensive coverage is purchased to protect a car if it is stolen or damaged by something other than collision (vandalism, hail, fire etc.)

Car insurance rates usually depend on the coverage and policy limits you choose.